CRT Trainers

Meet Our Certified Referral Team
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Stefani Havel Certified Referral Trainer | Master Series

Stefani Havel is a top producing Branch Sales Manager specializing in recruiting high performing Mortgage Consultants and coaching them forward to achieve peak performance, financial success, and personal satisfaction. As a sales expert, she has the proven ability to maximize sales in a highly competitive market and is a dynamic leader and team builder, consistently motivating others toward success.

Certified Presentation:


  • Understand and become aware of your self-communication
  • Techniques to turn negative outcomes into positive
  • 3 steps you can execute right away to change your business
  • What can you do next to build your referral business

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Speaker Intro

Stefani speaks passionately to her team and referral partners on affirmations by teaching them to start talking to themselves instead of listening to themselves; by helping them understand what a powerful name they have, which helps them understand how to establish great habits, change behaviors and take their potential and make it a reality!

In 2011, Stefani was selected as the Loan Officer of the Year by The Minnesota Mortgage Association. She was the 1 st recipient of this ongoing award given to originators who are outstanding and excel in loan origination, customer service, and community outreach. As a strong sales leader with Wells Fargo Home Mortgage, her goal is to develop and lead an excellent team of mortgage consultants As a lifelong resident of Minnesota, Stefani enjoys the change of seasons and embraces many outdoor activities in the land of 10,000++ lakes. In the summer you will find her traveling and performing with the Bald Eagle Waterski Shows at various city and town festivals. You will be sure to notice her as she is the announcer for the team and responsible for audience engagement, sometimes for crowds as large as 3,000 people!

Featured Podcasts

Episode 72: Winning the Name Game with the Referral Game with Guest Stefani Havel

Many people look for a "word" to focus on for the new year. According to our guest this already know your "word" and it's as easy as knowing your own name! Listen to this inspirational episode today!

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What’s in a Name?  The Name Game!

So many people picked their "word" for 2020 in January. Well, thank you Corona!! Let's start over. What if your word this year you already knew? That's know it! It's your name.

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